Terms of Service

Terms of Service for AdvisorTLCSoftware Program

ADVISOR TLC INC. TERMS OF SERVICE FOR ADVISOR TLC TOUCH, ADVISOR TLC WORKFLOW, AND ALL SAAS SERVICES AND SOFTWARE OFFERED IN THE UNITED STATES AND ABROAD.

Thank you for selecting the Services offered by Advisor TLC Inc. and/or its subsidiaries and affiliates (referred to as, “we”, “our”, or “us”). Review these Terms of Service (“Agreement”) thoroughly. This Agreement is a legal agreement between you and Advisor TLC Inc. By accepting electronically (for example, clicking “I Agree”), installing, accessing or using the Services, you agree to these terms. If you do not agree to this Agreement, then you may not use the Services.

A. GENERAL TERMS

1. AGREEMENT

This Agreement describes the terms governing your use of the Advisor TLC Inc. online services provided to you on this website, including content, updates and new releases, (collectively, the “Services”). It includes by reference:

  • Advisor TLC Inc.’s Privacy Statement provided to you in the Services available on the website or provided to you otherwise.
  • Additional Terms and Conditions, which may include those from third parties.
  • Any terms provided separately to you for the Services, including product or program terms, ordering, activation, payment terms, etc.

2. YOUR RIGHTS TO USE THE SERVICES

2.1 The Services are protected by copyright, trade secret, and other intellectual property laws. You are only granted the right to use the Services and only for the purposes described by Advisor TLC Inc. Advisor TLC Inc. reserves all other rights in the Services. Until termination of this Agreement and as long as you meet any applicable payment obligations and comply with this Agreement, Advisor TLC Inc. grants to you a personal, limited, nonexclusive, nontransferable right and license to use the Services.

2.2 You agree not to use, nor permit any third party to use, the Services or content in a manner that violates any applicable law, regulation or this Agreement. You agree you will not:

  •  Provide access to or give any part of the Services to any third party.
  • Reproduce, modify, copy, deconstruct, sell, trade or resell the Services.
  • Make the Services available on any file-sharing or application hosting service.
  • Use to spam or contact in mass, people that are not clients or opted in for communications.

3. PAYMENT. For Services offered on a payment or subscription basis, the following terms apply if you are the User paying for the Services, unless Advisor TLC Inc. or its third party affiliate notifies you otherwise in writing. This Agreement also incorporates by reference and includes program ordering and payment terms provided to you on the website for the Services:

a. Payments will be billed to you in U.S. dollars, and your account will be debited when you subscribe and provide your payment information, unless stated otherwise in the program ordering or payment terms on the website for the Services.

b. You must pay with one of the following:

1. A valid credit card that you are authorized to use, and acceptable to Advisor TLC Inc.;

2. A valid debit card that you are authorized to use, acceptable to Advisor TLC Inc.;

3. Sufficient funds in a checking or savings account to cover an electronic debit of the payment due; or

4. By another payment option Advisor TLC Inc. provides to you in writing via invoice.

c. If your payment and registration information is not accurate, current, and complete and you do not notify us promptly when such information changes, we may suspend or terminate your account and refuse any or limit use of the Services.

d. If you do not notify us of updates to your payment method (e.g., credit card expiration date), to avoid interruption of your service, we may participate in programs supported by your card provider (e.g., updater services, recurring billing programs, etc.) to try to update your payment information, and you authorize us to continue billing your account with the updated information that we obtain.

e. Advisor TLC Inc. will automatically renew your monthly, or annual Services at the initial agreed rates, unless the Services are cancelled or terminated under this Agreement.

f. Additional cancellation or renewal terms may be provided to you on the website for the Services. © 2015 Advisor TLC Inc. All rights reserved.

4. USE WITH YOUR MOBILE DEVICE

Use of these Services may be available through a compatible mobile device, the Internet, and may require software. You agree that you are solely responsible for these requirements, including any applicable changes, updates and fees as well as the terms of your agreement with your mobile device and telecommunications provider.

ADVISOR TLC INC. MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED AS TO:

(i) THE AVAILABILITY OF TELECOMMUNICATION SERVICES FROM YOUR PROVIDER AND ACCESS TO THE SERVICES AT ANY TIME OR FROM ANY LOCATION;

(ii) ANY LOSS, DAMAGE, OR OTHER SECURITY INTRUSION OF THE TELECOMMUNICATION SERVICES; AND

(iii) ANY DISCLOSURE OF INFORMATION TO THIRD PARTIES OR FAILURE TO TRANSMIT ANY DATA, COMMUNICATIONS OR SETTINGS CONNECTED WITH THE SERVICES.

5. YOUR PERSONAL INFORMATION. You agree to the applicable Advisor TLC Inc. Privacy Statement, and any changes published by Advisor TLC Inc. You agree that Advisor TLC Inc. may use and maintain your data according to the Advisor TLC Inc. Privacy Statement, as part of the Services. You give Advisor TLC Inc. permission to combine non-identifiable information you enter or upload to the Services with that of other users of the Services and/or other Advisor TLC Inc. services. For example, this means that Advisor TLC Inc. may use your and other users’ non-identifiable, aggregated data to improve the Services or to design promotions and provide ways for you to compare business practices with other users.

6. CONTENT

6.1 You are responsible for your content. You are responsible for all materials, data, and personal information (“Content”) uploaded, posted or stored through your use of the Services. Archive your Content frequently. You are responsible for any lost or unrecoverable Content. You must provide all required and appropriate warnings, information and disclosures. Advisor TLC Inc. is not responsible for the Content or data you submit through the Services. You agree not to use, nor permit any third party to use, the Services to upload, post, distribute, link to, publish, reproduce, engage in or transmit any of the following, including but not limited to: © 2015 Advisor TLC Inc. All rights reserved.

a. Illegal, fraudulent, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, harassing, offensive, inappropriate or objectionable information or communications of any kind, including without limitation conduct that would encourage “flaming” others, or criminal or civil liability under any local, state, federal or foreign law;

b. Content that would impersonate someone else or falsely represent your identity or qualifications, or that constitutes a breach of any individual’s privacy;

c. Except as permitted by Advisor TLC Inc. in writing, investment opportunities, solicitations, chain letters, pyramid schemes, other unsolicited commercial communication or engage in spamming or flooding;

d. Virus, Trojan horse, worm or other disruptive or harmful software or data; and

e. Any information, software or content which is not legally yours and without permission from the copyright owner or intellectual property rights owner.

f. Communications outside of Advertising Compliance in accordance with FINRA rules 2210 under communication, and the Securities Exchange Act of 1934 (“Act”)1, Rules 482, 17a-4(b), and 34B-1.

6.2 Community forums. The Services may include a community forum or other social features to exchange Content and information with other users of the Services and the public (“Community Forum”). Advisor TLC Inc. does not support and is not responsible for the content in these Community Forums. Please use respect when you interact with other users in a Community Forum. Do not reveal confidential or other information that you do not want to make public. Users may post hypertext links to content of third parties for which Advisor TLC Inc. is not responsible.

6.3 Advisor TLC Inc. may freely use feedback you provide. You agree that Advisor TLC Inc. may use your feedback, suggestions, or ideas in any way, including in future modifications of the Services, other products or services, advertising or marketing materials. You grant Advisor TLC Inc. a perpetual, worldwide, fully transferable, sublicensable, non-revocable, fully paid-up, royalty free license to use the feedback you provide to Advisor TLC Inc. in any way.

6.4 Advisor TLC Inc. may monitor your Content. Advisor TLC Inc. may, but has no obligation to, monitor content on the Services. We may disclose any information necessary to satisfy our legal obligations, protect Advisor TLC Inc. or its customers, or operate the Services properly. © 2015 Advisor TLC Inc. All rights reserved.

Advisor TLC Inc., in its sole discretion, may refuse to post, remove, or refuse to remove, any Content, in whole or in part, alleged to be unacceptable, undesirable, inappropriate, or in violation of this Agreement.

7. ADDITIONAL TERMS

7.1 Advisor TLC Inc. does not give professional advice. Unless specifically included with the Services, Advisor TLC Inc. is not in the business of providing legal, financial, accounting, tax, health care, real estate or other professional services or advice. We do offer the services of competent professionals when you need this type of assistance.

7.2 We may tell you about other Advisor TLC Inc. services. You may be offered other services, products, or promotions by Advisor TLC Inc. (“Advisor TLC Inc. Services”). Additional terms and conditions and fees may apply. With some Advisor TLC Inc. Services you may upload or enter data from your account(s) such as names, addresses and phone numbers, emails, etc., to the Internet. You grant Advisor TLC Inc. permission to use information about your business and experience to help us to provide the Advisor TLC Inc. Services to you and to enhance the Services. You grant Advisor TLC Inc. permission to combine your business data, if any, with that of others in a way that does not identify you or any individual personally. You also grant Advisor TLC Inc. permission to share or publish summary results relating to research data and to distribute or license such data to third parties.

7.3 Communications. Advisor TLC Inc. may be required by law to send you communications about the Services or third party products. You agree that Advisor TLC Inc. may send these communications to you via email or by posting them on our websites.

7.4 You will manage your passwords and accept updates. Advisor TLC encrypts password and login credentials, but you are responsible for securely managing your password(s) for the Services and to contact Advisor TLC Inc. if you become aware of any unauthorized access to your account. The Services may periodically be updated with tools, utilities, improvements, third party applications, or general updates to improve the Services. You agree to receive these updates.

8. DISCLAIMER OF WARRANTIES

8.1 YOUR USE OF THE SERVICES, SOFTWARE, AND CONTENT IS ENTIRELY AT YOUR OWN RISK. EXCEPT AS DESCRIBED IN THIS AGREEMENT. THE SERVICES ARE PROVIDED “AS IS.” TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ADVISOR TLC INC., ITS AFFILIATES, AND ITS THIRD PARTY PROVIDERS, LICENSORS, DISTRIBUTORS OR SUPPLIERS (COLLECTIVELY, “SUPPLIERS”). © 2015 Advisor TLC Inc. All rights reserved.

DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTY THAT THE SERVICES ARE FIT FOR A PARTICULAR PURPOSE, TITLE, MERCHANTABILITY, DATA LOSS, NON-INTERFERENCE WITH OR NON-INFRINGEMENT OF ANY INTELLECTUAL PROPERTY RIGHTS, OR THE ACCURACY, RELIABILITY, QUALITY OR CONTENT IN OR LINKED TO THE SERVICES. ADVISOR TLC INC. AND ITS AFFILIATES AND SUPPLIERS DO NOT WARRANT THAT THE SERVICES ARE SECURE, FREE FROM BUGS, VIRUSES, INTERRUPTION, ERRORS, THEFT OR DESTRUCTION. IF THE EXCLUSIONS FOR IMPLIED WARRANTIES DO NOT APPLY TO YOU, ANY IMPLIED WARRANTIES ARE LIMITED TO 60 DAYS FROM THE DATE OF PURCHASE OR DELIVERY OF THE SERVICES, WHICHEVER IS SOONER.

8.2 ADVISOR TLC INC., ITS AFFILIATES AND SUPPLIERS DISCLAIM ANY REPRESENTATIONS OR WARRANTIES THAT YOUR USE OF THE SERVICES WILL SATISFY OR ENSURE COMPLIANCE WITH ANY LEGAL OBLIGATIONS OR LAWS OR REGULATIONS. OUR PRODUCTS COMPLY WITH FINRA AND THE SEC RULES ON DOCUMENT RETENTION, ADVERTISING COMMUNICATIONS, AND ALLOWS THE COMPLIANCE DEPT. TO APPROVE COMMUNICATIONS SENT FROM THE SYSTEM.

9. LIMITATION OF LIABILITY AND INDEMNITY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE ENTIRE LIABILITY OF ADVISOR TLC INC., ITS AFFILIATES AND SUPPLIERS FOR ALL CLAIMS RELATING TO THIS AGREEMENT SHALL BE LIMITED TO THE AMOUNT YOU PAID FOR THE SERVICES DURING THE TWELVE (12) MONTHS PRIOR TO SUCH CLAIM. SUBJECT TO APPLICABLE LAW, ADVISOR TLC INC., ITS AFFILIATES AND SUPPLIERS ARE NOT LIABLE FOR ANY OF THE FOLLOWING: (A) INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES; (B) DAMAGES RELATING TO FAILURES OF TELECOMMUNICATIONS, THE INTERNET, ELECTRONIC COMMUNICATIONS, CORRUPTION, SECURITY, LOSS OR THEFT OF DATA, VIRUSES, SPYWARE, LOSS OF BUSINESS, REVENUE, PROFITS OR INVESTMENT, OR USE OF SOFTWARE OR HARDWARE THAT DOES NOT MEET ADVISOR TLC INC. SYSTEMS REQUIREMENTS. THE ABOVE LIMITATIONS APPLY EVEN IF ADVISOR TLC INC. AND ITS AFFILIATES AND SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS AGREEMENT SETS FORTH THE ENTIRE LIABILITY OF ADVISOR TLC INC., ITS AFFILIATES AND YOUR EXCLUSIVE REMEDY WITH RESPECT TO THE SERVICES AND ITS USE.

You agree to indemnify and hold Advisor TLC Inc. and its affiliates and Suppliers harmless from any and all claims, liability and expenses, including reasonable attorneys’ fees and costs, arising out of your use of the Services or breach of this Agreement (collectively referred to as “Claims”). © 2015 Advisor TLC Inc. All rights reserved.

Advisor TLC Inc. reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any Claims. You agree to reasonably cooperate as requested by Advisor TLC Inc. in the defense of any Claims.

10. CHANGES. We reserve the right to change this Agreement at any time, and the changes will be effective when posted through the Services, on our website for the Services or when we notify you by other means. We may also change or discontinue the Services, in whole or in part. Your continued use of the Services indicates your agreement to the changes. Should the service be discontinued any stored data shall be transferred and then destroyed.

11. TERMINATION. Advisor TLC Inc. may immediately, in its sole discretion and without notice terminate this Agreement or suspend the Services if you fail to comply with this Agreement or if you no longer agree to receive electronic communications. Upon termination you must immediately stop using the Services and any outstanding payments will become due. Any termination of this Agreement shall not affect Advisor TLC Inc.’s rights to any payments due to it. Advisor TLC Inc. may terminate a free account at any time. Sections 2.2, 3 through 15 will survive and remain in effect even if the Agreement is terminated.

12. EXPORT RESTRICTIONS. You acknowledge that the Services, including the mobile application, and the underlying software may include U.S. technical data subject to restrictions under export control laws and regulations administered by the United States government. You agree that you will comply with these laws and regulations, and will not export or re-export any part of the Services, in violation of these laws and regulations, directly or indirectly.

13. GOVERNING LAW. Arizona state law governs this Agreement without regard to its conflicts of laws provisions.

14. DISPUTES. Any dispute or claim relating in any way to the services or this agreement shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act governs the interpretation and enforcement of this provision; the arbitrator shall apply Arizona law to all other matters. Notwithstanding anything to the contrary, any party to the arbitration may at any time seek injunctions or other forms of equitable relief from any court of competent jurisdiction. We each agree that any and all disputes must be brought in the parties individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. By entering into this agreement and agreeing to arbitration, you agree that you and Advisor TLC Inc. are each waiving the right to file a lawsuit and the right to a trail by jury. In addition, you agree to waive the right to participate in a class action or litigate on a class-wide basis. You agree that you have expressly and knowingly waived these rights. To begin an arbitration proceeding, send a letter requesting arbitration and describing your claim to Advisor TLC Inc., at 3370 N. Hayden Rd. STE 123-790 Scottsdale, AZ 85251. © 2015 Advisor TLC Inc. All rights reserved.

Parties agree that friendly discussions to resolve such issues are to be initially utilized but if no agreement can be met, Arbitration shall be conducted by the American Arbitration Association (AAA) before a single AAA arbitrator under the AAA’s rules, which are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration and arbitrator fees and costs shall be governed by the AAA’s rules. If you are unable to pay any of the fees, Advisor TLC Inc. will not pay them for you. In addition, Advisor TLC Inc. shall require all such fees and costs for claims be paid before we can engage in arbitration, unless the arbitrator determines the claims are valid. Likewise, Advisor TLC Inc. will seek its attorneys’ fees or costs in arbitration should the arbitrator determine your claims or defenses to be frivolous. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location. The decision of the arbitrator shall be final and not appealable, and judgment on the arbitration award may be entered in any court having jurisdiction thereof. This Section 14 shall survive expiration, termination or rescission of this Agreement.

15. GENERAL. This Agreement, including the Additional Terms below, is the entire agreement between you and Advisor TLC Inc. and replaces all prior understandings, communications and agreements, oral or written, regarding its subject matter. If any court of law, having the jurisdiction, rules that any part of this Agreement is invalid, that section will be removed without affecting the remainder of the Agreement. The remaining terms will be valid and enforceable. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement. You cannot assign or transfer ownership of this Agreement to anyone without written approval of Advisor TLC Inc. However, Advisor TLC Inc. may assign or transfer it without your consent to (a) an affiliate, (b) a company through a sale of assets by Advisor TLC Inc. or (c) a successor by merger. Any assignment in violation of this Section shall be void. If you want to request a transfer of this Agreement, contact Advisor TLC Inc. via an email to: info@advisortlc.com.

ADDITIONAL TERMS AND CONDITIONS FOR ADVISOR TLC TOUCH, AND ADVISOR TLC WORKFLOW AND ONLINE SERVICES

Your use of the following Services provided by Advisor TLC Inc. are subject to the General Terms of Service above and these Additional Terms and Conditions. These Additional Terms and Conditions will prevail over any conflict or inconsistency with the General Terms of Service.

If you are entering into this Agreement on behalf of a company or other legal entity, you represent that you have the authority to bind such entity and its affiliates to these terms and conditions as its authorized representative, in which case the terms “you” or “your” will refer to such entity and its affiliates as well as you. If the legal entity that you represent does not agree with these terms and conditions, you must not accept this Agreement, register, and use or access the Services as an authorized representative.

1. SERVICES. Each of the following products and services are referred to in this Agreement as a “Service” and together as the “Services”: © 2015 Advisor TLC Inc. All rights reserved.

1.1. AdvisorTLC Touch (“ATLC”) is an online solution for businesses to communicate with clients and complete tasks through an online account (each a “ATLC Account”). Each ATLC Account may only be used to support one business or individual. ATLC may also provide you with professional tools and access to our “Consultants Corner” library of resources at an additional cost, which is subject to separate terms and conditions.

1.2. AdvisorTLC Workflow Online Assistant (“ATLCWF”) is an online solution for accountants, bookkeepers and other individuals or entities that provide accounting and other financial services to their clients. If you register for ATLCWF, you will be able to create and access new and existing Accounts of your clients and their public social media information.

1.3. Modification to Services. We have the right, in our sole discretion, to revise, update, or otherwise modify the Services or alter your access to the Services; and for material changes, to the extent reasonably possible, we will provide you with reasonable notice either posted on the website hosting the Services or to the Administrator’s (as defined below) email address. Note that we may modify the amount of storage space you have through the Services and the number of times (and the maximum duration for which) you may access the Services in a given period of time. In the event we need to maintain the security of the system or comply with any laws or regulations, we reserve the right to modify the Services immediately, and to provide the Administrator with electronic or written notice within thirty (30) days after any material modifications. You may reject any changes to the Services by discontinuing use of the Services to which such changes relate. Your continued use of the Services will constitute your acceptance of and agreement to such changes.

2. USERS.

2.1. Types of Users. The Services allow the following types of access and user rights: When you initially register for and create an account for a Service, you are, or a party that you authorize is, the administrator (“Administrator”). Administrators may authorize additional individuals to access the Services through the same account (“Additional Users”). The number of Additional Users may be limited based upon the subscription you purchase. Additional Users may include, for example, your employees, accountant, contractors, agents, and clients. You may be referred to in this Agreement as “you, “your, or “User”, or you may be referred to specifically in your applicable role as an Additional User or an Administrator. All Users will be required to accept this Agreement before accessing the Services. With respect to ATLC and ATLCWF you access, you agree to these terms as an Administrator or an Additional User, as applicable.

As any User of the Services, unless otherwise explicitly stated in this Agreement, all of these terms apply to you each time you access the Services. © 2015 Advisor TLC Inc. All rights reserved.

2.2. For Administrators. As an Administrator, the following applies to you: Only Administrators may designate another individual as a replacement Administrator. You agree that Additional Users are Advisor TLC Inc. customers, but that you are responsible for your Additional Users access to the Services. Depending on the types of access rights you grant to Additional Users, Additional Users may be able to delete, copy, or view the Content and data accessible in your account and add charges to the subscription. As Administrator, you are responsible for the access to the Services you grant to Additional Users. If you choose to close or terminate your access to a Service, Additional Users will no longer be able to access such Service or any of the Content within such Service. You agree to provide sufficient notice to Additional Users of your desire to terminate access to the Services before taking such actions. A violation of any terms of this Agreement by an Additional User may result in the termination of an Administrators or any Additional Users access to the Services.

2.3. For Additional Users. As an Additional User, the following applies to you: When you register to access an account for which you are not an Administrator, you understand that you are accessing the Service as an Additional User and you may not have the same level of access or the same rights as an Administrator. Depending on the types of rights you are granted by the Administrator, you may be able to delete, copy, or view other User’s Content and data. Please make sure that you have an agreement with the Administrator about your role and rights. If an Administrator chooses to close or terminate access to a Service, Additional Users will no longer be able to access such Service or any of the Content within such Service. As an Additional User, you understand that if you violate this Agreement, your access to our Services may be terminated, and we retain the right to also terminate access for any other Users of the same account.

3. SUBSCRIPTION.

3.1. Payment for Services. The Services are licensed on a monthly or yearly subscription basis to the User that pays for the Service. As the Administrator, you may choose whether you or another User pays for the license. Please review all of the details of the subscription that you purchase; some subscriptions provide access to one Service and others provide access to more than one Service.

3.2. Subscription Cancellation. The Administrator may cancel directly from their account settings, or notify us if he or she wants to cancel the subscription prior the beginning of the new subscription period. In the event that Advisor TLC Inc. is unable to charge a User’s chosen payment method in accordance with this Agreement, we may terminate or suspend this Agreement and access to the Services immediately, without notice. If you stop using the Services, Advisor TLC Inc. has fulfilled your subscription term.

Fees for the Services are not eligible for any proration of unused subscriptions or refunds, even if access to the Services is cancelled or terminated. © 2015 Advisor TLC Inc. All rights reserved.

After your access to the Services is terminated, you may no longer have access to any of the data or Content in the Services after 7 days. We suggest you also retain your own copies of any data or Content that you may need as Advisor TLC Inc. is not responsible for providing you with access to your Content or the Services after any cancellation or termination of this Agreement after 7 days. Upon request within 7 days of cancelation we will send your achieved campaigns to you.

4. ACCOUNT FEATURES.

4.1. Trial Version. If you registered for a trial use of the Services, you will have access to the Services for the specified period of the trial (“Trial Period”). You must decide to purchase a license to the Services within the Trial Period in order to retain access to any Content or data provided or created during the Trial Period. If you do not purchase a license to the Services by the end of the Trial Period, you will not be able to access or retrieve any of the data or Content you added to or created with the Services during the trial after 7 days.

4.2. Beta Features. From time to time, we may include new or updated beta features in the Services (“Beta Features”). Beta Features may have associated fees, which will be disclosed to you at the time you choose to use the Beta Features. We understand that your use of any Beta Feature is voluntary. You understand that once you use a Beta Feature, you may be unable to revert back to a prior non-beta version of the same or similar feature. Additionally, if such reversion is possible, you may not be able to return or restore data created within the Beta Feature back to the prior non-beta version. The Beta Features are provided on an as is basis and may contain errors or inaccuracies that could cause failures, corruption or loss of data and information from any connected device. You acknowledge and agree that all use of any Beta Feature is at your sole risk.

5. DATA.

5.1. Personal Data. If you are providing data to us that is not personal to you, you agree that you have either provided the owner of such personal data notice or received permission from the owner of such personal data, as required by applicable law, for us to: (a) use or disclose the data in accordance with our Privacy Policy, (b) move the data outside of the country of residence of such owner of the personal data, if applicable, (c) provide the data to Third Party Products that you approve, and (d) otherwise use and disclose the data in accordance with this Agreement. You acknowledge and agree that Advisor TLC Inc. may provide data in your account to any Additional Users to which that data is applicable or personal to.

5.2. Public Content. As a User you may have the opportunity to share your data, Content, or ways in which you aggregate data (“Account Content”) with other Users, other Advisor TLC Inc. customers, and other third parties. © 2015 Advisor TLC Inc. All rights reserved.

When sharing any Account Content, you agree not to share any confidential information. If you have the option of accessing another User’s Account Content, you understand and agree that the Account Content is being provided by the User, and not Advisor TLC Inc., for information and guidance purposes only, and Advisor TLC Inc. and such User are not responsible in any way for your use the Account Content.

6. OTHER PRODUCTS AND SERVICES

6.1. Third Party Products. By using these Services, you agree that we may market to you or offer you access to products or services from third parties (“Third Party Products”) from time to time. If you decide to use or access any Third Party Products, you agree that you are solely responsible for your relationship with the provider of the product. Advisor TLC Inc. is not affiliated with Third Party Products and does not endorse or recommend any Third Party Products. You agree that the providers of the Third Party Products, and not Advisor TLC Inc., are solely responsible for their own actions or inactions. Advisor TLC Inc. is not liable for any damages, claims or liabilities arising out of or related to any Third Party Products. You agree that you will (a) review and comply with all Third Party Product terms and conditions, and (b) not use the Third Party Product in any manner that would infringe or violate the rights of Advisor TLC Inc. or any other party or in furtherance of criminal, fraudulent or other unlawful activity.

6.2. Data Transfer Service.

a. We may provide you with the opportunity to transfer your data and Content from the Services to certain supported online Third Party Products or other online Advisor TLC Inc. services (the “Ancillary Services”) that you sign up for or use in connection with the Services (the “Data Transfer Service”). You may need to be an active subscriber of the Third Party Product or Ancillary Services to use the Data Transfer Service. In order to access a Third Party Product or an Ancillary Service on your behalf to provide the Data Transfer Service, you may need to provide us with your account number, password, security questions and answers, and any other necessary log in information from time to time (“Login Details”). We will maintain your Login Details in encrypted form, and will only use them in connection with the Data Transfer Service or otherwise at your direction. You hereby represent that you have the authority to provide the Login Details to Advisor TLC Inc. and you expressly appoint Advisor TLC Inc. as your, or the third party who owns the Login Details’, agent with limited power of attorney to access any Third Party Products or Ancillary Services on your behalf. With respect to each Data Transfer Service, you grant Advisor TLC Inc. the right to transfer data to the Third Party Product or Ancillary Service, and to reformat and manipulate the data as reasonably necessary for the data to function with such product or service. © 2015 Advisor TLC Inc. All rights reserved.

After the transfer occurs, the original data and Content will remain in the Services unless we disclose to you otherwise.

b. You agree that you will (a) review and comply with all Third Party Product or Ancillary Service terms and conditions before you access the Data Transfer Service, and (b) not use the Data Transfer Service in any manner that would infringe or violate the rights of Advisor TLC Inc. or any other party, or in furtherance of criminal, fraudulent or other unlawful activity. Depending on the Third Party Product or Ancillary Service you choose, you further agree and acknowledge that your data, including your financial or personal information, may be transferred through the Data Transfer Service to another country where security and privacy controls may not be adequate for data protection. We do not guarantee that you will be able to use the Data Transfer Service with any specific products or services. You will only have access to the Data Transfer Services during the period for which you have paid for a subscription. Third Party Products may make changes to their websites, with or without notice to us, that may prevent or delay the overall performance of the Data Transfer Service.

6.3. Data Transfer Service.

a. We may provide you with the opportunity to transfer certain data from a Third Party Product or an Ancillary Service to these Services (the “Data Receipt Service”). You may need to be an active subscriber of the Third Party Product or Ancillary Services to use the Data Receipt Service. In order to access a Third Party Product or an Ancillary Service on your behalf, you may need to provide us with your Login Details. We will maintain your Login Details in encrypted form, and will only use them in connection with the Data Receipt Service or otherwise at your direction. You hereby represent that you have the authority to provide the Login Details to Advisor TLC Inc. and you expressly appoint Advisor TLC Inc. as your, or the third party who owns the Login Details’, agent with limited power of attorney to access any Third Party Products or Ancillary Services and retrieve data on your behalf. With respect to each Data Receipt Service, you grant Advisor TLC Inc. the right to transfer data to the Services, and to reformat and manipulate your data as reasonably necessary for the data to function with the Services. After the transfer occurs, your original data and Content may not remain in the Third Party Product or the Ancillary Services; please review the terms of those products and services to confirm.

b. You agree that you will (i) review and comply with all Third Party Product and Ancillary Service terms and conditions before you access the Data Receipt Services, and (ii) not use the Data Receipt Services in any manner that would infringe or violate the rights of Advisor TLC Inc. or any other party, or in furtherance of criminal, fraudulent or other unlawful activity. © 2015 Advisor TLC Inc. All rights reserved.

In the event that any Third Party Product charges for access to data, you agree that you are responsible for any fees due and owing. You agree that the providers of the Third Party Products, and not Advisor TLC Inc., are solely responsible for their own actions or inactions. Advisor TLC Inc. is not liable for any damages, claims or liabilities arising out of or related to any Third Party Products.

c. We do not guarantee that you will be able to use the Data Receipt Service with any specific products or services. You will only have access to the Data Receipt Services during the period for which you have paid for a subscription. Third Party Products may make changes to their websites, with or without notice to us, that may prevent or delay aggregation of data or the overall performance of the Data Receipt Service. Your most recent data from a Third Party Product or Ancillary Service may not always be available in the Services. Any data obtained through the Data Receipt Service will be made available in the Services, and will be subject to the terms and conditions of this Agreement, including our Privacy Policy.

d. From time to time we may take the unidentifiable data we collect and sell it to a third party for industry related reasons.

6.4. Third Party Code. The Services use code written in Ruby on Rails, (“Third Party Code”), which is subject to the following additional license terms. You agree that you (a) will use the Third Party Code only as an integral component of the Services; (b) will not use the Third Party Code for development, compilation, debugging and similar design-time purposes; (c) will not reverse-compile or decompile, analyze, reverse-engineer, reverse-assemble or disassemble, unlock or otherwise attempt to discover the source code or underlying algorithms of the Third Party Code or attempt to do any of the foregoing in relation to the object code of the Third Party Code; and (iv) will not modify, adapt, translate or create any derivative works of the Third Party Code or merge the Third Party Code into any other software.

6.5. Service Providers. We may use third parties in the operation of our Services or to perform any of our obligations in this Agreement (each a “Service Provider”). In order for our Service Providers to be able to provide you with certain aspects of the Services, we may share a limited amount of your data or Content with such Service Provider. Our agreements with Service Providers outline the appropriate use and handling of this information and prohibit the Service Provider from using any of your information for purposes unrelated to the Services.

7. COMMUNICATION SERVICES. We may provide you with the opportunity to communicate with other Users within the Services, or with other third parties through the Services (“Communication Services”). You may choose whether or not you would like to use the Communication Services. © 2015 Advisor TLC Inc. All rights reserved.

You agree that you have received permission to communicate with any third parties who are not Users through the Communication Services, and that such third parties have agreed to Advisor TLC Inc. use and disclosure of data available in the Communication Services in accordance with this Agreement. Users who you communicate with may have access in the future to the data provided through the Communication Services, and you may not have the ability to restrict that access. Advisor TLC Inc. systems may extract certain data (e.g., numbers, names, and analytics) from the Communication Services and provide it to you in other parts of the Services.

8. What Type of Information We Collect or store in the cloud.

a. Personal information such as your name, shipping/billing address, e-mail, phone, and credit card number when you interact with us for sales, service, support, registration, and payment.

1. Payment information is collected by Authorize.net for subscription agreements

2. Payment information is not accessible by Advisor TLC Inc.

b. Your username and password to access our products and services which are encrypted.

c. Customer data or company data which you store and use in our cloud.

1. Advisor TLC does not have access to your contacts information, only basic user info.

2. Advisor TLC has a separate server for client data, videos and the application.

3. Client data is stored on a server that can be disconnected from all outside access in the case of a cyber-attack.

d. Information about your system as it interacts with us, such as your IP address and browser information.

e. Information about your use of our products and services.

f. User feedback, community discussions, chats and other interactions at our sites.

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